Karnataka Stamp Duty and Registration Fee Calculator
Estimate what you pay to register a property purchase in Karnataka. The registration fee comes from the government notification. The stamp duty rate is the one secondary sources report, and you can change it if the Sub-Registrar quotes a different figure.
How the Estimate Works
Stamp duty is a state tax on the document that transfers the property. The registration fee is a separate charge for registering that document at the Sub-Registrar's office. Both are paid when the sale deed is registered.
The calculator works on the higher of your agreed price and the guidance value you enter. Karnataka publishes guidance values under section 45-B of the Karnataka Stamp Act, 1957; the Karnataka RERA Rules 2017 refer to them when they define land cost (rule 5(1)(i)). Look up the guidance value for your property on the Kaveri online services.
What Is Confirmed and What Is Not
| Charge | Rate | Source |
|---|---|---|
| Registration fee | 2% of value, no maximum stated | Official: notification RD/46/MNMU/2025, in force from 31 August 2025 |
| Registration fee before 31 August 2025 | 1% (Rs 10 per Rs 1,000) | Official: the same notification replaced it |
| Stamp duty on a sale deed | 5%, plus cess and surcharge | Reported by secondary sources; not verified |
| Lower rate for women buyers | None found | Maharashtra's 1% concession does not apply in Karnataka |
Other Costs to Plan For
- GST: under-construction homes attract GST (5%, or 1% for affordable housing) on the agreement value. A ready-to-move home with an occupancy certificate does not.
- TDS: a buyer paying Rs 50 lakh or more deducts 1% TDS under section 194-IA of the Income-tax Act and deposits it.
- Legal and documentation fees: for drafting and checking the sale deed. These vary by advocate.
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